Have a prosperous year with HSBC

Monday 06 January 2020

Have a prosperous year with HSBC

MEDIA RELEASE: The views expressed in this article are those of the author and not Bailiwick Express, and the text is reproduced exactly as supplied to us

The start of the year is traditionally a time to take stock, make plans for the months ahead and prepare for the future. A time to take up good new habits and adopt a healthier approach to life.

At HSBC, we believe it’s also the perfect time to give your finances a healthy makeover too. That’s why we’re right with you with a wide range of limited-time Island Offers, available till the end of March, to help you get off to the right financial start.

Start with an optimistic sprint.

Get up to £250 when you open and fund an eligible bank account* if you start banking with us during the promotion period. And once you’re on board, you can take advantage of more offers on products and services to meet your needs and aspirations.

Opening an HSBC Advance or Premier account also gives you access to Island Privileges, our Islands-wide rewards programme, with discounts at local businesses, restaurants and shops.

* T&Cs, financial and other eligibility criteria apply.

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To your credit, we’re adding a gift.

Get a £25 Amazon voucher when you spend £300 or more within the first 60 days of receiving your new, HSBC 32 Month Balance Transfer credit card or Premier credit card*. Paying for transactions on a credit card over £100 and up to £30,000 will give you added protection, and can also be a convenient way of spreading out the cost of larger purchases. That’s why we’ve made it so simple to apply - in just three clicks if you’re already an HSBC online banking customer. Alternatively, apply at your local branch.

* All credit applications are subject to status, our lending criteria and an assessment of the circumstances of the applicant. You must hold or open an eligible HSBC bank account to apply. HSBC Premier credit card representative 18.9% APR; HSBC 32 Month Balance Transfer credit card representative 19.9% APR.

If you have a dream this year, make it real with HSBC.

Fund your 2020 aspirations with personal loans at competitive rates. And with Island Offers, you’ll also get £50 cashback when you successfully apply*. Personal Loans are available from £1,000 to £25,000 and Premier Personal Loans from £1,000 to £50,000 – and you could get a decision on your local application within 24 hours. With no set-up fee and the ability to make payments free of charge, or to top up an existing loan, there’s never been a better time to turn your dreams into reality with HSBC.

*T&Cs, financial and other eligibility criteria apply. You must hold or open an eligible HSBC bank account to apply.

On the move or starting off, how about some money off?

We’ve taken at least 50% off all our mortgage and re-mortgage booking fees* for Islanders, even if you don’t bank with us. An HSBC mortgage can really help you get settled in, with competitive interest rates, and no-fee options if you’re looking to reduce upfront costs. Our mortgage arrangers will take you through all the options and help you choose what’s best for your individual needs.

Your property may be repossessed if you do not keep up with your mortgage repayments.

* T&Cs, financial and other eligibility criteria apply.

Invest in your future.

To help you plan and invest in the future you want for you and your family, we’ve reduced our fees* for financial advice. Now get up to 0.75% off our standard fees during the offer period, for both new and existing HSBC banking customers. Whether you invest for growth or income, you can choose from a wide range of asset classes, geographies and currencies - as well as have access to a range of Relationship Management services.